These Terms of Use ("Terms") govern your access to and use of the website located at gthomelending.com (the "Site"), operated by GT Home Lending, a DBA of Pinnago Home Loans LLC, NMLS# 2832362 ("GT Home Lending," "we," "us," or "our"). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use this Site.
By accessing this website, submitting any form, or communicating with GT Home Lending through this Site, you affirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. These Terms constitute a legally binding agreement between you and GT Home Lending.
Nothing on this website constitutes a commitment or agreement to provide a mortgage loan or any other credit product. All loan applications are subject to underwriting review and approval by third-party wholesale lenders. Rates, terms, and program availability are subject to change without notice. Loan approval is not guaranteed.
Any rate quotes, payment estimates, or program descriptions provided on this Site are for informational and illustrative purposes only and do not represent a loan offer, lock, or commitment. Actual loan terms will be determined through the formal application and underwriting process.
GT Home Lending is operated by Pinnago Home Loans LLC, a licensed mortgage broker in the State of Florida.
Licensing information and consumer resources are available through the Nationwide Multistate Licensing System (NMLS) Consumer Access at nmlsconsumeraccess.org.
GT Home Lending acts as a mortgage broker and arranges loans with third-party wholesale lenders. We are not a mortgage lender or bank. Mortgage products are offered through contractual agreements with third-party wholesale lenders.
You may use this Site for lawful purposes only, including researching mortgage products, submitting loan inquiries, and communicating with GT Home Lending about your lending needs. You agree not to:
The content on this website is provided for general informational purposes only. It does not constitute legal, financial, tax, or investment advice. You should consult with qualified professionals — including licensed attorneys, CPAs, and financial advisors — before making any financial decision.
Mortgage qualification examples and loan program descriptions on this Site are illustrative only. Individual results will vary based on creditworthiness, income, assets, property type, loan-to-value, and lender guidelines.
All content on this Site — including text, graphics, logos, icons, images, and the overall design — is the property of GT Home Lending or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws. The GT Home Lending name, logo, and brand marks are proprietary.
You may view and print pages from this Site for your own personal, non-commercial use. Any other use, reproduction, or distribution of Site content requires our prior written consent.
This Site may contain links to third-party websites, including our loan application platform (ARIVE), scheduling tool (GoHighLevel), and social media profiles. These links are provided for convenience only. GT Home Lending does not control, endorse, or assume responsibility for the content, privacy practices, or availability of any third-party website.
Your use of third-party websites is subject to their own terms and privacy policies. We encourage you to review those policies before providing any personal information to third-party sites.
THIS SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
GT Home Lending does not warrant that this Site will be uninterrupted, error-free, or free of viruses or other harmful components. We make no warranties regarding the accuracy, completeness, or timeliness of any content on this Site.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, GT HOME LENDING, ITS OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THIS SITE OR RELIANCE ON ANY CONTENT HEREIN, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability to you for any claim arising from or related to your use of this Site shall not exceed one hundred dollars ($100.00).
You agree to indemnify, defend, and hold harmless GT Home Lending, Pinnago Home Loans LLC, and their officers, employees, agents, and successors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of this Site, your violation of these Terms, or your submission of false or misleading information through any form on this Site.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of this Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with a revised effective date. Your continued use of this Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
Questions about these Terms of Use? Contact us: